Does homeowner Insurance Cover Mold in Rockville Maryland | SI Restoration

Author Bio : Jeff Cohn Baltimore Maryland and Washington DC .

Jeff with his brother Mike own  SI Restoration a water damage restoration  and mold removal and remediation company . We are also referred to as a water damage cleanup  and mold removal company . Mike and I have been in business since 1989 and have been IICRC certified for water damage cleanup and mold removal or remediation services for 30 years. Jeff graduated from the Park School and University of Maryland .

If you have concerns with mold removal or mold remediation and you would like a free consultation on your mold removal or mold remediation  issue in Washington DC or Baltimore Maryland please call him day or night at 410-458-5371 .

Jeff and the SI Restoration staff are not insurance claims specialists . Please use this article as a starting point. Please contact your insurance claims professional for exact information on your policy and situation.

Introduction

Owings Mills Maryland residents always ask

Owings Mills Maryland residents always ask, "does homeowners insurance cover mold removal?" This is a common question for many homeowners, as mold can cause so much damage to a home and can be risky to your health. Understanding the details of insurance coverage for mold is important, as it varies greatly depending on the policy and the situation.

Homeowners should review their policy carefully to see what is covered. Some policies may cover mold removal if the mold is a result of a covered event, such as water damage from a burst pipe. But mold from neglect, such as high humidity or leaks that have been ignored, is not covered.

File a claim as soon as possible if you suspect mold damage in your home. Document the damage with photos and keep records of all communications with your insurance company. If your policy has mold coverage the insurance company will cover the cost of professional mold remediation services which are necessary to remove the mold and prevent it from coming back.If you live in Owings Mills and surrounding areas, talk to your insurance agent to get specifics on your coverage and to help you make informed decisions about your policy. Also visit SI Restoration to get information on mold remediation services and costs so you will be prepared to address mold issues.

Mold covered as a secondary damage

Your insurance company considers mold as a secondary damage from a covered event such as water damage. This means if mold grows from a covered event like a burst pipe or a sudden leak, the cost of mold removal might be included in your coverage. But it's not always that simple. Each policy has its own terms and conditions that can affect whether or not mold remediation is covered.

For example if mold grows from a long term leak that was not addressed promptly it may not be covered because it would be considered negligence. But if mold appears suddenly from an unexpected event that your policy covers you may have to file a valid claim.

So it's important to understand your policy and talk to your insurance agent to clarify any questions. Also document any incidents and keep records to support your claim process so you will get the right coverage for mold related issues.

But what we find most homeowners don't realize is that their policy is a contract or agreement of what will continue to be covered ( what the insurance company will pay for repairs ) and what will not continue to be covered .

Most policies have verbiage and say does homeowners insurance cover mold removal and similar issues but there are many differences especially when it comes to whether they will cover mold damage and cover the cost of mold remediation services ( clean up services ) in Owings Mills and other areas in Maryland .

Who is SI Restoration Mold Experts In Owings Mills Maryland ?

SI Restoration is a mold remediation and mold removal company that has been serving the Owings Mills, Maryland area for over 30 years. With a team of experienced professionals they specialize in mold issues.

Their services include thorough inspections, mold testing and complete removal and remediation processes to make homes safe and mold free. SI Restoration uses state of the art equipment and eco friendly methods to find and address mold problems so homeowners can have peace of mind.They also offer tips on how to prevent future mold growth so you can have a healthy living space. Whether you find out it’s a small mold issue or a big infestation SI Restoration can handle all aspects of mold remediation.

Visit visit their website to get more information, file a consultation and learn more about mold prevention and remediation services.